Pricing

The cost of not knowing is higher than the cost of Pane.

Compliance intelligence is priced per address — not per seat, not per module. You pay for what you monitor. The question isn't whether you can afford Pane. It's whether you can afford the alternative.

The Case for Pane

What compliance blind spots actually cost.

Pane's pricing is designed to be cost-positive from day one. Here's what that looks like across the capital stack.

For Lenders
One avoided bad loan pays for years of monitoring.

A single non-performing loan costs multiples of what it costs to monitor an entire portfolio with Pane. Compliance intelligence at origination isn't a line item — it's protection against the losses that don't show up until it's too late.

For Operators
Preventing one fine pays for hundreds of properties monitored.

The average violation-related fine runs $200–500. Preventing one pays for hundreds of properties monitored for a month. And that's before you count the rent you can't collect while an abatement is in effect. Uncollected rent due to violation-related abatements is one of the most common — and most preventable — losses operators face.

For Asset Managers
One abatement loss pays for years of independent oversight.

Tens of thousands of dollars in uncollected rent — due to violations your PM never flagged. It's a common pain point among asset managers who rely on third-party operators for compliance visibility. One abatement-related loss pays for years of Pane monitoring across your entire portfolio.

For Insurers
One miscalculated policy pays for years of compliance intelligence.

Properties with active violations have a 60% higher claim likelihood. Underwriting without enforcement history means pricing risk you can't see. One claim that could have been priced correctly — or declined — pays for compliance intelligence across your entire book.

How It Works

Simple, transparent, usage-based pricing.

No seats. No modules. No implementation fees. You pay for the addresses you monitor — nothing more.

Per-address origination reports

Run compliance intelligence on any address at origination or acquisition. One-time per-address pricing. Submit a single address or an entire deal tape.

Per-address monthly monitoring

Every address in your portfolio monitored daily. Priced per address per month. Scale up as your portfolio grows — pricing scales with you.

Enterprise arrangements

Portfolio-scale customers work with Pane on custom arrangements reflecting volume, market coverage, and workflow integration requirements. Contact us to discuss.

What You Get

Point-in-time intelligence. Always-on intelligence.

One-time compliance intelligence at origination. Continuous monitoring across your portfolio. Each works standalone or together.

Origination Report

A complete compliance profile on any address, on demand.

  • Complete violation history for the address
  • Severity classification on every citation (5-tier framework)
  • Open and closed citation detail
  • Penalty exposure and enforcement timeline
  • Condemned property check
  • Data sourced directly from municipal records
  • Coverage transparency — we tell you what's accessible and what isn't

Portfolio Monitoring

Continuous daily monitoring across every address you manage.

  • Daily compliance checks across every accessible jurisdiction
  • New violations surface the day they're filed
  • Severity scoring and enforcement context on every new violation
  • Direct link to the municipal record for every finding
  • Penalty risk tracking across your portfolio
  • Compliance trend visibility by property and market
  • Portfolio-level dashboard view
All Pane Products

Every report tells you exactly what's accessible and what isn't. No estimates. No guesswork.

Common Questions

What customers asked before getting started.

Do you cover my market?

Coverage varies by jurisdiction. We're live across 9 U.S. markets today and expanding continuously. Contact us with your specific markets and we'll confirm coverage before you commit to anything.

How fresh is the data?

Municipal compliance data is retrieved and updated daily. Every record includes a data freshness timestamp so you always know when it was last checked.

How do I get started?

No integration required. Send us a list of addresses — via CSV, API, or even a spreadsheet — and we'll have compliance intelligence back to you within 24 hours. Pilots start with no technical setup.

What does a pilot look like?

Most pilots start with a subset of your portfolio — typically 50–200 addresses. We run the full compliance review, walk you through the findings, and set up monitoring so you can see how the platform tracks changes over time. No cost, no commitment required to start.

Can I see sample output before committing?

Yes. We'll show you live compliance data across your actual addresses in a 30-minute demo — not a slide deck, not a mock report. Real data on real properties from your portfolio.

How does Pane handle markets where data isn't digitally accessible?

We don't guess or estimate. If a jurisdiction doesn't make compliance data digitally accessible, we surface that explicitly in the report — so you always know the limits of what you're looking at. Approximately 70% of U.S. municipalities make their data digitally accessible. Pane covers those jurisdictions.

Let's talk about your portfolio.

Get our sample compliance report — then we'll follow up to confirm coverage, discuss your use case, and run live data on your actual properties.